Terms and Conditions for Miriam Ayala Real Estate, Broker | Realtor® | Loan Officer (License #02121404, CA)

Effective Date: September 1, 2024

1. Introduction

Miriam Ayala Real Estate, Broker | Realtor® | Loan Officer (hereinafter referred to as "Company") provides SMS, voice, email, and other digital communications to individuals interested in real estate services, including buying, selling, and financing properties. By opting into or engaging with our communications, you agree to the following terms and conditions.

2. Consent to Communications

By providing your phone number or email address, you consent to receive communications from the Company, including but not limited to SMS, voice calls, emails, and other digital channels, regarding real estate listings, services, financing options, and other relevant information related to the real estate industry.

3. Opt-Out Mechanism

You may unsubscribe from receiving further communications at any time:

- For SMS communications: Reply STOP to any text message received from the Company. You may also reply HELP for further information. Message and data rates may apply.

- For email communications: Click the “unsubscribe” link located at the bottom of any email.

- For voice calls: Inform the representative during the call that you wish to opt out of future communications.

Your request will be processed promptly, and you will no longer receive messages through that particular communication channel.

4. Message Frequency and Charges

Message frequency may vary based on your preferences and engagement with the Company’s services. Standard messaging and data rates may apply, depending on your mobile carrier and service plan. Consult with your mobile carrier for details.

5. Privacy Policy

The Company respects your privacy and complies with all applicable privacy regulations. Your contact information and personal data will be used solely for the purpose of providing real estate and loan-related services and will not be shared with third parties without your consent, except as required by law. For further details on how we handle your personal information, please refer to our [Privacy Policy] (link to privacy policy).

6. No Guarantees

Communications from the Company are for informational purposes only and do not constitute an offer or guarantee of service. Any financing offers or real estate services are subject to eligibility, market conditions, and lender approval. The Company is not responsible for changes in interest rates, property availability, or other factors outside of its control.

7. Compliance with Real Estate Regulations

As a licensed Real Estate Broker and Loan Officer in the state of California (License #02121404), Miriam Ayala complies with all federal, state, and local real estate laws, including the California Bureau of Real Estate and the National Association of Realtors® standards. This includes adherence to anti-discrimination laws, Fair Housing Act regulations, and truth-in-lending practices.

8. Limitations of Liability

The Company is not liable for any direct, indirect, or consequential damages arising from the use of its communication services. This includes but is not limited to, missed opportunities, financial loss, or delays due to errors in communication or the user's failure to act promptly on the information provided.

9. Amendments to Terms

The Company reserves the right to amend these Terms and Conditions at any time without prior notice. Any changes will be posted on our website and/or communicated through our digital channels. Your continued use of our services constitutes acceptance of the updated terms.

10. Contact Information

For any questions or concerns regarding these Terms and Conditions, or to exercise your right to opt-out of communications, please contact us at:

Miriam Ayala Real Estate, Broker | Realtor® | Loan Officer

License #02121404, CA

Email and Phone contact information are below.

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By engaging with the Company’s digital communications, you acknowledge that you have read, understood, and agree to these Terms and Conditions.